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Untuk artikel saya kali ini akan membahas tentang sebagaimana judul yang kami sajikan diatas, untuk pokok bahasan kali ini masuk dalam kelompok Insurance Companies / Life Insurance , karena setiap bahasan kami kelompokan dengan sub masing-masing.
5 Benefits of Life Insurance and TypesLife insurance is a very beneficial thing for someone. Unfortunately, according to data from the Indonesian Life Insurance Association, in Indonesia only 19.1 million people already have a life insurance policy. It is very different from developed countries such as Japan, where almost all of its productive age population already has a life insurance policy. There are still many people who do not have life insurance because they do not fully understand what life insurance is and what benefits can be given.

Life insurance is a protection contract that will give you peace and financial security if you are unable to provide for someone you love, either for medical reasons or because you die. If you still doubt the importance of having a life insurance policy, try referring to the following 3 life insurance benefits:

1. Protecting Families from Losing Income
Of course no one wants to be hit by a disaster such as illness or death, but that does not mean you then feel no need to prepare it. It is precisely when such life insurance becomes a thing that will greatly help you and your family.

Life insurance will cover all medical expenses if you are sick one day and need medical attention. In addition, if you are a breadwinner in a family affected by a disaster that causes you to no longer be able to actively work, you do not need to worry because life insurance will provide insurance so that you and your family can still finance their daily needs.

2. How to Carefully Prepare for the Old Age
Benefits of Life Insurance

Preparing for old age after retirement is one of the important things that are still often underestimated by many people. In fact, of course it takes planning in advance to face the time when you no longer have a regular income every month.

This problem can be helped if you already have life insurance from an early age. Because that means you already have a savings fund through premiums that you regularly pay. The money that has been saved cannot be taken at any time, so it will not be disturbed and you can only use it in your old age.

3. Can Be Used As An Investment Instrument
Another thing about life insurance that people rarely realize is that there are currently types of life insurance that not only provide protection, but also can be an investment instrument. Unit link type life insurance is indeed the right choice for those of you who want to invest but still feel less experience.

Later, the premium you pay is not only used to provide protection for you, but will be managed by the insurance provider into various types of investments that can benefit you.

Like an investment, its success certainly depends on how carefully you and the provider manage your money. For that, make sure you choose the best life insurance provider so that your investment can generate large profits.


Life insurance is a must-have thing if you are the main breadwinner in the family. By having this insurance policy, at least you can prepare your family to face the worst, especially in financial terms.

Immediately having life insurance from an early age is also a wise decision. First, the premium you pay will be lighter if you register at a young age. Second, now with the investment benefits, the faster you start it means the faster you can feel the results of profitable investments.

That is why you should no longer doubt the benefits of life insurance . Immediately set aside your income to buy a life insurance policy, and provide comprehensive protection for the future welfare of your family.

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